Retirement Plan Solutions for Your Employees
Providing a good retirement plan can help attract & retain employees
According to the annual Federal Reserve report on economic well-being for both 2013 and 2014, more than 30% of those surveyed had nothing saved for retirement.
A strategic retirement plan focused on your goals is vital to living life free of financial worry in retirement. Alpine Trust & Investment Group provides retirement plan design and compliance to help you attract and retain employees while optimizing your contributions and tax deductions.
Choose the retirement plan that best fits your needs.
- 401(k) - allow your employees to invest a portion of their paycheck pre-tax or Roth with the option to make additional employer contributions. Other plan options are available.
- 403(b) - very similar to the employee deferrals of a 401(k), but specifically designed for public education organizations, 501(c)(3) organizations and other community organizations.
- Safe Harbor - a specific type of 401(k) in which you have the opportunity to choose between non-elective contributions to all eligible participants or a matching contribution.
- Cross Tested - a plan design concept which allows a company to define classes of employees and make contributions to each class.
The right retirement plan acts as a way to attract and retain talented employees for your business.
Nearly one-quarter of American workers (24 percent) are not at all confident they will have enough money to be comfortable in retirement.
-2015 Retirement Confidence Survey, Employee Benefit Research Institute
Retirement plan guidance for employees is available.
Retirement readiness and education through one-on-one meetings enable employees to stay on track and create financial awareness through Mastery Point Guidance.
Our retirement plan advisors are ready to help you succeed.
Mike St. John, CPA, CRPS®Vice President
Retirement Plan Services ManagerMarquette University, B.S. in Business Administration & AccountingCertified Public AccountantChartered Retirement Plans Specialist®25 years experience
Kristen Campbell, CSOPTMVice President
Trust Operations ManagerUniversity of Illinois, B.S. Finance,Certified Securities Operations ProfessionalTMGraduate of Cannon Financial Institute14 years experience
ALANA McConnellAdministrative Assistant7 years experience
Beth AndersonRetirement Plan Services RepresentativeWestern Illinois University, B.S.25 years experience
Contact our retirement planning team members today by calling 815-231-2710.