Summer is a popular time to take a vacation and travel to new places. Since traveler’s checks have become a thing of the past, the easiest way to bring cash on your vacation is by using a credit or debit card. Although using plastic is more convenient while on your vacation, the risk of theft or loss can often be greater.
Whether you are traveling a few hours away or planning a major trip through Europe, Alpine Bank wants you to know how to travel safely with your credit and debit cards.
- Contact your bank before you leave to let them know you will be traveling with your credit or debit card. It is important to include where you will be going as well as how long. If you don’t let us know this information, we may suspect the activity on your account is theft, not you having fun on your vacation!
- Always keep your credit/debit card in a safe compartment. Whether you are staying within the country or going overseas, always keep your card in a secure bag or wallet. Invest in a quality bag/wallet that can be zipped shut, or a front pocket wallet for extra protection against pickpockets.
- Set up a travel specific account with your bank. It might be beneficial to have a special travel card set up to a separate travel account, in case of an unfortunate theft or loss while on vacation. A travel account would minimize your risk of total loss.
While on vacation, you should be relaxing and having fun! Properly preparing your credit/debit cards will help you have the vacation that you deserve this summer. As always, Alpine Bank is here for you if you have any more questions about traveling safely with credit and debit cards.
Feel free to give us a call or stop in any time!
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