Monthly Archives: January 2014

Financial How-to: Become a Savings Rockstar in 2014

The most common financial resolution people make is to save more money. Considering about four in 10 American adults have no savings except what they have put aside for retirement, and six in 10 American adults do not have an emergency fund in place to cover three months of expenses, you could say America has a money saving problem.

However, Alpine Bank is here to help you put your savings account to work this year. Here are a few tips to give your piggy bank something to smile about:

Set up a budget and savings plan- this will help you see where you can cut expenses to put them into your Alpine Bank savings account. Through budgeting you should be able to see how much of each paycheck or other income you can put into savings.

Recognize that it doesn’t take much- a common mistake is thinking saving money means living on less. That’s not necessarily true. If you get paid twice a month, that’s 24 deposits to your savings account in a year.

Pay yourself first- make your first transaction on every payday a transfer for a set amount from your checking account to your savings account. Better yet, set up automatic payments to move that amount automatically every week, two weeks or however often you get paid. You can’t miss money you never had.

Create an emotional attachment to saving money- money is already an emotional subject, but the stronger connection you make with saving it the more you’ll view each possible expense in a different, better light.

Ask yourself one question- “Do I really need this?” Stopping and thinking instead of making an impulsive purchase can end up saving you loads of money over the course of a year.

Try out these tips in your life to see how much money you can save. If you need any help with managing your savings for now or in the future, get in touch with your nearest Alpine Bank location today.

A New Year, a New Website for Alpine Bank

It’s a new year, and here at Alpine Bank our New Year’s resolution is to continue providing the best service to our amazing customers. Part of that resolution lies in our new website. We designed it specifically to be more customer-friendly and easier to navigate while still offering you all the information, forms and other items you need for your financial life.

Alpine Bank wants to take you on a “guided tour” of our website’s important features to help you adjust to our new home on the web. Here are a few of the highlights:

online-bankingOnline Banking Login- logging in to your Online Banking account is one of the most important features of the website, and we’ve made sure it’s displayed prominently on the home page for easy access.  You’ll also notice the cursor automatically displays in the Online Banking login option.

service-pages
Service Pages-
if you need to find more information about any of our products and services, the main navigation is for you. Here you’ll find our various product categories. By hovering over the main category name, you will produce a dropdown menu of more exact services you may be searching for.

left-hand-nav
Quick Links-
underneath the Online Banking login in the left hand menu you can also find quick ways to jump to specific services Alpine Bank offers. You can find any of our branch or ATM locations, login to your trust or investment account, jump to information about our online services and even apply for mortgage pre-approval online.

social-media
Social Media-
we love engaging with our customers and letting people know what we’re up to next. Our social media links at the top left of the page link our profiles on various social networks, and the social feed in the middle of the home page gives you a look at our latest social updates.

You may find it useful to spend some time poking around and finding where everything is at. If you have any questions about the new website, please don’t hesitate to contact your nearest Alpine Bank location or call us at 815-398-6500. We hope to see you soon!